we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you apply for or use our loan services, whether online or offline.

1. Information We Collect

We collect the following types of information:

a. Personal Information:

• Name

• Date of birth

• Address

• Email ID

• Phone number

• PAN, Aadhaar number or other identity proof

• Bank account details

• Employment and income details

b. Financial Information:

• Credit score and credit report

• Loan history

• Bank statements

• Transaction records

c. Technical Data (for website/app users):

• IP address

• Browser type and version

• Device identifiers

• Cookies and usage data

2. How We Use Your Information

Your data is used to:

• Assess loan eligibility and perform credit checks

• Process and disburse loans

• Comply with legal and regulatory requirements

• Communicate updates, offers, and service-related messages

• Improve our services and customer experience

3. Sharing of Information

We may share your information with:

• Credit bureaus (e.g., CIBIL, Experian)

• Regulatory bodies (e.g., RBI, SEBI, etc.)

• Third-party service providers for KYC, verification, and technical support

• Collection and recovery agencies (if applicable)

• Partners in case of co-lending or loan aggregation

We do not sell your personal data to third parties.

4. Data Security

We use industry-standard security measures including encryption, firewalls, and secure servers to protect your data. However, no method of transmission over the Internet or method of electronic storage is 100% secure.

5. Your Rights

You have the right to:

• Access the personal data we hold about you

• Request correction or deletion of your data

• Withdraw consent (subject to legal or contractual obligations)

• Opt out of marketing communications

6. Data Retention

We retain your data as long as necessary for the purpose it was collected, or as required by law, typically for a minimum of 7 years after the relationship ends.

7. Cookies and Tracking

Our website/app may use cookies and similar technologies to enhance user experience, for analytics, and for advertising. You can control or disable cookies through your browser settings.

8. Third-Party Links

Our services may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

9. Changes to This Policy

We may update this policy periodically. Any changes will be posted on our website, and we encourage you to review it regularly.

10. Contact Us

For questions or concerns about this Privacy Policy, or to exercise your rights, please contact